Ross lays out his plan

After the call Ross went to the bathroom door and knocked. "Nick, I know you're mad but we need to talk."
"Fuck you" Katie's voice replied.
"Maybe. Listen I had a reason for doing this. Would you like to hear it?"
Nick, in Katie's body opened the door, she was livid. "Ok, what possible reason could you have for changing me into a random chick and mailing the medallion somewhere.... Wait the medallion is sitting on the table." She said walking towards it.
"No, it's actually in a safety deposit box and I will let you have it back when I say."
Nick didn't see the medallion anymore. "Ok, what do you want Ross?"
Ross opened a drawer and pulled out a stack of bills. "Recognize these?"
"I was getting to those."
"Well, now if you want to be you again I suggest you pay them all off by the end of the week."
"C'mon man! You know I'm good for it."
"I know you are now." Ross laughed. "I'm going out of town this week. I called Megan and told her you were on a business meeting this week. I said I was going out of town and that my friend Katie would be house sitting. "I asked her if she would check in on you, I hope you don't mind."
"Anyway You need to come up with 13 grand in the next week so I don't want to disturb you.
"You can't do this. How am I supposed to..."
"I left ten minutes ago."
Nick no longer saw Ross. Ross pushed the medallion into a box and went to his room. Alone in his room he packed his bag and threw in his book on mind control. "Worked even better than I planned."
Nick went back to her room and started thinking about how she could get 13 grand quick.
Ross left a little while later. Before stepping out he stopped and said to Nick "You should buy some clothes. I'm not here. There are a lot of things that can earn money for a pretty girl. It's not like it is your body."